AB 539 and the 36% Rate Cap on California Installment Loans
How the Fair Access to Credit Act reshaped mid-size lending in California.
Loan Guides
California Loan Laws
Guides in this category for Fresno, CA borrowers.
-
-
AB 539 and the 36% Rate Cap on California Installment Loans
How the Fair Access to Credit Act reshaped mid-size lending in California.
-
Your Rights as a Payday Borrower in California
The protections California law gives you the moment you take a payday loan.
-
Your Rights as a Payday Borrower in California
The protections California law gives you the moment you take a payday loan.
-
Payday Loan Fees and APR in California: What $255 Really Costs
The fee looks small; the APR tells the real story. Here’s the full cost breakdown.
-
How Much Can You Borrow? California’s $300 Payday Loan Cap Explained
The math behind California’s $255 payday take-home, and what to do when you need more.
-
California Payday Loan Laws 2026: Limits, Fees, and Your Rights
A plain-English guide to the rules every California payday borrower should know before signing.