Get a Payday Loan in Fresno, CA
Three minutes to request, no fee, and no obligation to accept any offer.
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California loan rules at a glance
| Rule | California limit |
|---|---|
| Legal status | Legal and regulated |
| Maximum loan amount | $300 (check amount including the fee — the most you can receive is $255) |
| Maximum term | Up to 31 days |
| Finance charge cap | 15% of the face amount of the check (max $45 on a $300 check) |
| Rollovers | Rollovers prohibited (§ 23037(a)); only one deferred deposit transaction outstanding at a time (§ 23036(c)); enforced through DFPI licensing and examination |
| Cooling-off period | No statutory rescission/cooling-off confirmed; the one-loan-at-a-time rule is the operative protection |
| Statute | Deferred Deposit Transaction Law (CDDTL) — Cal. Fin. Code §§ 23035–23037 |
Source: California Department of Financial Protection and Innovation (DFPI) · Rules verified September 4, 2026
Questions
Before you apply
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Usually within minutes. If a lender makes you an offer and you accept during business hours, funds are typically deposited as soon as the next business day.