How to Verify a Licensed Lender With the California DFPI
A two-minute license check can save you from an illegal or fraudulent lender.
Knowledge Base
Loan Guides for Fresno, CA
Clear, sourced answers on borrowing in California — state rules, real costs, and safer alternatives.
Everything here is written for Fresno residents and checked against official California sources. Use the topics below to find loan laws, worked cost examples, and alternatives to high-cost borrowing.
-
-
No Rollovers: California’s Rule Against Extending Payday Loans
Why California’s rollover ban is one of its strongest borrower protections.
-
No Rollovers: California’s Rule Against Extending Payday Loans
Why California’s rollover ban is one of its strongest borrower protections.
-
The CDDTL Explained: California’s Deferred Deposit Transaction Law
The statute behind the $300 cap, the fee limit, and the rollover ban, explained simply.
-
The CDDTL Explained: California’s Deferred Deposit Transaction Law
The statute behind the $300 cap, the fee limit, and the rollover ban, explained simply.
-
The CDDTL Explained: California’s Deferred Deposit Transaction Law
The statute behind the $300 cap, the fee limit, and the rollover ban, explained simply.
-
The CDDTL Explained: California’s Deferred Deposit Transaction Law
The statute behind the $300 cap, the fee limit, and the rollover ban, explained simply.
-
AB 539 and the 36% Rate Cap on California Installment Loans
How the Fair Access to Credit Act reshaped mid-size lending in California.
-
AB 539 and the 36% Rate Cap on California Installment Loans
How the Fair Access to Credit Act reshaped mid-size lending in California.
-
Your Rights as a Payday Borrower in California
The protections California law gives you the moment you take a payday loan.