What Is a Deferred Deposit Transaction?
The official name for a payday loan in California, and why the term matters.
Knowledge Base
Clear, sourced answers on borrowing in California — state rules, real costs, and safer alternatives.
Everything here is written for Fresno residents and checked against official California sources. Use the topics below to find loan laws, worked cost examples, and alternatives to high-cost borrowing.
The official name for a payday loan in California, and why the term matters.